What is Telemarketing Fraud?
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Using a phone to obtain payment from you for a non-existent or misrepresented product, service, or charitable gift.
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Using the phone to obtain your personal banking information or credit card number for fraudulent purposes.
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Offering you a prize for which you must pay the taxes, shipping or delivery.
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Using the phone to obtain your money fraudulently in any way.
How do I recognize a scam?
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It sounds too good to be true.
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Examples: - You’ve won a big prize in contest you don’t recall entering. - You are offered a once in a lifetime investment that offers you a huge return. - You’re told that you can buy into a lottery ticket pool that cannot lose. - The caller is more excited than you are. - The person calling claims to be a government official, tax officer, banking official, or lawyer representing the organization. - The stranger wants to be your best friend, knows your first name, and asks a lot of personal questions about your family. - The caller tells you it’s a limited time offer, pressuring you into making a quick decision. - The caller asks if you’ve heard about an exciting discovery or program - have you?
What can I do to protect myself?
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Be cautious, you have the right to check out any caller by requesting written information, a call back number, references, and time to think over the offer.
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Ask who the founder of the organization is.
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What is the name of the person who made the discovery?
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What is the name of the hospital or facility where this incredible discovery originated?
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When was the discovery made?
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Who can you contact to verify the information being provided to you over the phone?
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Is there an Internet address they can provide you with to confirm the information?
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Always be careful about providing confidential person information, especially banking or credit card details.
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Your best defence is to simply hang up, it’s not rude; it’s smart.
You suspect a friend or relative is being targeted by an illegal telemarketer!
Remember these tips:
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Don't forward money for a prize you are told you have won.
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Never pay for promotional items like pens to claim a prize.
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Free trips should not cost you anything. Never pay for a free trip.
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Don't disclose information about your bank accounts or credit cards.
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Never purchase or invest in any product or company without first checking it out thoroughly.
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Don't be afraid to hang up the phone when you are pressured for more information or money.
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Never give money to persons “posing” as bankers, police officers or other officials.
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Don't allow people you do not know into your house to inspect your valuables.
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Don't allow your valuables out of your house.
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Don't allow anyone to do home repairs unless you called them.
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Always get two or three estimates for home repairs.
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Always check a contractor’s background with the Better Business Bureau.
If you experience any of the above, or know anyone that is involved in one or more of these situations, call:
- The Dryden Police at (807) 223-3281 or
Phone Busters at 1-888 495-8501 http://www.phonebusters.com
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